WE HERE TO HELP

Terms & Conditions

Run your business smoothly with APD Bank’s international standard cheque deposit service.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

terms loan

Sometimes you just need a little extra spending power. Our quick, affordable loans could give you the cash you need, when you need it. Whatever you have in mind, we have the loan options to fit your needs.

Hero image
Sub hero image

terms loan

Achieve your financial goals with flexible rates. Our term loans can help you get there with flexibility between fixed and variable rates, a redraw option and no ongoing fees. A term loan can help you consolidate other loans, pay for emergency expenses, fund a home improvement project or aid your business.

Loan Tenure up to 15 years.
Loan Amount up to 70% of property's value.
Property or land as a collateral.
Competitive interest rates with flexible installments.

overdraft

Overdrafts can be ideal if you need to borrow a little extra money to tide you over every now and then. Overdrafts are designed for short term borrowing, and they’ll cost you less if you pay them back quickly.

hero image
Sub hero image

overdraft

Take out an Overdraft facility to ensure you can access cash when your bank account reaches zero. Discover how overdrafts work and how to stay on top of your finances.

Your overdraft forms part of your account.
Up to 1 year subject to renewal.
Use property, land or a fixed deposit as a collateral and Competitive interest rates with flexible installments.
Your interest is calculated daily on any outstanding balance and charged monthly in arrears.

home laon

Give it a name and choose a house of our choice. You focus on the hoe, we’ll focus on the loan. With great loan rate, fast collateral assessment and an expert team, we will take care of your heavy-lifting.

home loan

APD Bank offers competitive low rates with a team of home loan experts ready to lend a hand. Whether you’ve already found your next home or you want to refinance your existing home loan, we’re ready when you’re ready.

Loan Tenure up to 30 years.
Loan Amount up to 80% of property's value.
Purchased property as a collateral.
Competitive interest rates with flexible installments.