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Terms & Conditions

Run your business smoothly with APD Bank’s international standard cheque deposit service.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

for those who have taste
dining card

Enjoy the best of culinary cuisine as APD Bank developed for you Dining Debit Card. From instant discounts to accelerated cash back on dining. This card is crafted for those who take delight in living life to the fullest.

Dining Debit
Card Reward

From 5% to 20% cashback every time you eat out

Earth and APD Mobile App
Enjoy 12 months Dining Card Prime membership at over 100+ premium restaurants & bars of Phnom Penh
Earth and APD Mobile App
Unlock more Prime-exclusive benefits like 3X APD Bank Points and redeem them for FREE luxury hotel stays & meals.
Earth and APD Mobile App
Every diner gets a complimentary premium alcoholic beverage at over 100 select restaurants.
Earth and APD Mobile App
Scan QR from the Debit Card plate to select restaurants where this offer is applicable.
Earth and APD Mobile App
Faster day-to-day payments at merchant locations that accept contactless payments

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Topaz Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Topaz Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

Malis Restaurant Phnom Penh

Malis Restaurant Phnom Penh was established by Cambodia celebrity chef Luu Meng to restore Khmer culinary to its former glory.

10% Cashback

How to Maximize Benefits

Here’s how you can avail maximum discount when
you dine-in with your  Dining Debit Card

Enjoy 12 months Dining Card Prime membership at over 100+ premium restaurants & bars of Phnom Penh

Unlock more Prime-exclusive benefits like 3X APD Bank points and redeem them for free luxury hotel stays & meals.

Every diner gets a complimentary premium alcoholic beverage at over 100 select restaurants.

Faster day-to-day payments at merchant locations that accept contactless payments

Scan QR from the Debit Card plate to select restaurants where this offer is applicable.

Apply Now

Terms & Conditions

Experience the perfect blend of personalization and convenience
for your card needs

features

Activate Your Card on
Your Smart Phone Now!

Self-Activation of the Card and PIN Change thru APD Mobile App
Linking account allowed such as Savings Account; Current Account; and/or Current Account with Overdraft Facility
Account Currency allowed: a card can link maximum 8 accounts, KHR and USD

send and invest easily right from your phone

Self-Activation of the Card and PIN Change thru APD Mobile App
Linking account allowed such as Savings Account; Current Account; and/or Current Account with Overdraft Facility
Account Currency allowed: a card can link maximum 8 accounts, KHR and USD