Thoo Kim Seng

Chief Executive Officer Mr. Thoo is the Chief Executive Officer and he has vast experience and knowledge in the financial services industry with a total of 31 years of experience in various capacities including business development, sales & marketing and lending and most important in affordable housing project and end financing in Malaysia. Mr. Thoo holds a Master of Business Administration (Marketing). He is accredited with Certified Credit Professional (CCP) from Asia Institute of Chartered Bankers (formerly known as Institute Bank-Bank Malaysia) in year 2004. He vast experience in credit and he is also certified facilitator on Credit Skill assessment by OMEGA Performance, USA and a certified Professional Executive Coach Manager by Cambridge Association of Managers.

Chua Thiam Yew

Deputy Chief Executive Officer Mr. Chua is currently the Deputy Chief Executive Officer. He has more than 18 years’ experience in the finance field with a leading bank in Malaysia which has experience in affordable housing project and end financing in Malaysia and other renowned multinational corporations. He has vast exposure and experience financial management and business planning. He graduated from Association of Chartered Certified Accountants (ACCA) from United Kingdom. He also holds a Master of Business Administration awarded by University of Melbourne, Australia. He is also OMEGA certified and had extensive experience in credit.

Svay Pisal

Head of Operations Mr. Pisal is currently the Head of Operations responsible for overall operations of the Bank. He is one of core management team joining APD Bank since the first day of operations in June 2016 as Operation Manager. Along the way of banking career, Mr. Pisal has come across with varieties of roles and responsibilities from very junior to managerial levels including Customer Services, Sales and Marketing, Operations, Loans/Credits and Branch Management. He started his first Banking job in 2005 as a junior staff in Card Business Department with a local Bank. In late 2005, he moved to a leading Malaysian-owned Bank as an Authorizer of Card Centre in Head Office and subsequently be promoted as Branch Manager in 2009. He remained with the same Bank until end of 2014 with his last role as Branch Manager before moving to another Malaysian-owned Bank in 2015 in the position of Branch Manager of Head Office Branch. He graduated Bachelor’s degree of Management from National University of Management (NUM), Phnom Penh. He holds a Master of Finance from the same university.

Ung Kongheng

Head of Strategy and Planning Mr. Kongheng, Head of Strategy & Planning, is responsible for the product initiatives and business strategy to grow the Bank’s business operations. He joined APD Bank in 2020. He has a total of 15 years of experience in banking industry​ coming across with various roles and responsibilities from a junior level to the managerial level. He started his first Banking job in 2005 as a junior staff in Card Business Department with a local Bank. In 2006, he moved to a leading Malaysian-owned Bank as an Authoriser of Card Centre in Head Office and then subsequently promoted to the Assistant Manager role of Card Centre in Head Office. In 2014, he was seconded to Overseas branch in Laos as a Head of department for the cards and electronic banking business transformation. In 2019, he returned to Cambodia and joined another Malaysian-owned bank leading the business and operations. He graduated Bachelor’s degree of Banking and Finance from Cambodian Mekong University (CMU), Phnom Penh. He holds a Master of Business Administration from the same university.

Chheu Tech

Head of Finance and Treasury Mr. Tech, Head of Finance and Treasury, is responsible for planning, executing, managing all finance and accounting activities of the Bank. He is one of core management team joining APD Bank since 2017 as Head of Internal Audit. Prior to his current position, Mr. Tech worked for one of the “big four” international audit firms for 3 years with his last position as Senior Auditor. During his service, he has performed audit in various industries such as banks, MFIs, insurance, manufacturing, companies and NGOs. Mr. Tech is an Affiliate of the UK-based Association of Chartered Certified Accountants (ACCA). He also holds Bachelor of Finance and Banking from Royal University of Law and Economics (RULE) and Bachelor of Education from Institute of Foreign Languages (IFL).

Annual Report 2019

(English & Khmer)

Annual Report 2018

(English & Khmer)

Annual Report 2017

(English & Khmer)

Annual Report 2016

(English & Khmer)